Aurora Tax CPA
Cross-border

India-Canada-USA Cross-Border Tax Guides

Treaties, moving checklists, foreign account reporting, retirement accounts, estates and family planning for people whose lives and money cross India, Canada and the USA.

Most tax guidance is written from inside one country. That is not how many families and businesses actually live: an Indian-born engineer on a U.S. visa with parents in Pune and a sibling in Mississauga, a Canadian citizen who moves to Illinois for a job and keeps an RRSP, an owner with companies in two countries. The hardest questions sit between systems: who taxes first, which account is reported where, which treaty applies and what each side calls the same thing.

These guides take the corridors one at a time (U.S.-Canada, U.S.-India, Canada-India) and then the three-country questions. They explain treaties in practical terms, give moving checklists for each direction, compare foreign account reporting and tax credits across the three systems and show how retirement accounts, gifts and estates are treated on each side.

We are a U.S. CPA firm. We handle the U.S. side and coordinate with your Canadian accountant and your Indian Chartered Accountant. Start with the residency tie-breaker guide if you are not sure where you are resident, then use the side-by-side comparisons for quick lookups.

United States and Canada

Treaty, citizens and residents on each side, snowbirds, RRSP and TFSA, social security and real estate.

USCA

US Canada Tax Treaty Guide: Residency, Pensions, Credits and Forms

How the Canada-United States convention allocates taxing rights, settles dual residency and what to file to claim it.

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USCA

US Citizens Living in Canada: Filing Both Returns, Credits and Reporting

Step-by-step guide for Americans resident in Canada covering both returns, foreign tax credits, account reporting and Canadian investments.

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USCA

Canadians Living in the US: Residency, TN and H-1B Moves, RRSPs and Filing

How Canadians moving to the US end Canadian residency, start US residency and handle RRSPs and accounts.

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USCA

Form 8840 for Canadian Snowbirds: Closer Connection Exception Steps

How Canadian winter visitors count US days, claim the closer connection exception and keep Canadian filings consistent.

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USCA

RRSP US Tax Treatment: RRIF, TFSA and RESP Rules for US Persons

How Americans and US residents report Canadian RRSPs, RRIFs, TFSAs and RESPs, and what replaced Form 8891.

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USCA

Canadian Mutual Funds PFIC Rules: ETFs, Form 8621 and Your Options

Why most Canadian mutual funds and ETFs are PFICs for US taxpayers, and which elections help.

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USCA

Cross-Border Remote Work US Canada: Tax, Payroll and Treaty Rules

Tax, payroll and social security rules when you or your employer work remotely across the US-Canada border.

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USCA

US Canada Totalization Agreement: Social Security, CPP and Certificates

How the US-Canada social security agreement assigns coverage, combines credits for pensions and what certificates of coverage do.

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USCA

Canadian-Owned US Real Estate: Estate Tax, FIRPTA and Rental Income

What Canadians owning US homes or condos must know about estate tax, treaty credits and sale withholding.

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United States and India

Treaty, India income and assets, remittances, moving checklists, business and succession.

Canada and India

Treaty, moving checklists, T1135 and Indian assets, trade structures and students.

All three countries

Residency tie-breakers, reporting, foreign tax credits, family, retirement and estates.